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Participating in ICRMA brings a whole new level of control to your city’s risk management program. For over a quarter of a century, we’ve helped our members operate more efficiently, with greater cost-effectiveness despite the uncertainties of managing a city in an increasingly complex and litigious environment.
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Compared to all other insurance and risk management providers, ICRMA delivers its members many more advantages:
- Group purchasing of insurance secures attractive rates for member cities.
- Pool participation means lower costs thanks to shared risk with other members.
- Proactive ICRMA risk management programs and services enable members to drive down exposure and related costs.
- ICRMA eliminates annual insurance shopping by city staff.
- Members can budget better due to cost stability despite market fluctuations.
- Members freely determine and select the risk control services that best fit their individual needs.
- Pool programs enable each member to select a Self Insured Retention (SIR) level suited to their own budget.
- Members may access a wide range of insurance programs, including Commercial Liability, Workers’ Compensation, Commercial Property, Earthquake & Flood, and SPARTA.
- Pools and programs are administered by Bickmore Risk Services, one of the nation’s largest and most experience independent risk management service providers.
- Pool Management retains experts and managers who ongoingly evaluate pool performance, best practices and claim settlements, as well as provide oversight of ICRMAs investment portfolio.
- ICRMA contracts with an independent firm to audit randomly selected workers compensation files to assure maximum compliance.
- ICRMA provides professional risk management assistance, invaluable training materials and educational programs at no charge.
- Member cities are constantly updated on risk management, pool financials and insurance activities related to ICRMA.
- ICRMA presents quarterly risk management seminars in all areas of operations.
- ICRMA University offers members wide and deep expertise in all related areas of risk management and offers valuable tools to minimize exposure and costs.
- Members have access to a complete library of online, video and audio training materials on current loss and pooling topics.
- Reports and analyses are generated to measure member performance against other pool members and identify “hidden” areas of risk and opportunity.
- Individual member actuarial studies are provided to support the self insurance funding decisions made by pool members.
- Grant Fund money is provided to eligible members to supplement their in-house risk management efforts.
- ICRMA is owned and controlled by its city members, meaning that service and value – not profit – drive the organization.
- The Governing Board is made up of ICRMA members and directs the activities of the pools, programs and outside administrators to the advantage of its membership.
- Members are encouraged to participate on the Governing Board, Executive Committee, Claims Committee, and other committees.
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| Terms Of Use Copyright © 2009 Bickmore Risk Services and Consulting. All rights reserved.
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