If your city is like most, you self-insure a great deal of risk exposures, which can represent nearly 80% of your risk management budget. While ICRMA helps members effectively and immediately reduce premium costs, our greatest impact is helping members protect or even reduce their SIR costs through insightful, informed, proactive risk management.

As an ICRMA city member, you’re in control!

For example, you can…

• Actively participate in selecting the amount of your own Self-Insured Retention funds.
• Choose from a wide range of risk sharing or joint purchase insurance programs, including Liability, Property, and Workers’ Compensation.
• Predict and budget annual pool rates and excess insurance costs thereby avoiding unforeseen increases in program deposits. We help you budget for an annual program expense projections to avoid surprises.
• Enjoy the cost benefits of group purchased excess insurance programs whether you choose to risk share or not.
• Access a deep well of invaluable educational and professional resources so you can reduce costs proactively, in a customized manner.
• Receive timely reports and professional analyses to help you assess your city’s loss exposure, thereby controlling your true cost of risk.
• Help guide the course of the organization itself, as each member serves on the Governing Board, and you can volunteer for service on several formal or ad-hoc Committees advising the Governing Board.

In summary, it’s your ship; ICRMA puts you confidently at the helm.